Starts 1 July 2027/C2026A00064/Read from the authorised Act/Not legal advice; does not certify
Competition and Consumer CheckerThe Act, section by section
Starts 1 July 2027

The Act that changes how you sell, price and cancel.

A free section-by-section reference to the Competition and Consumer Amendment (Unfair Trading Practices) Act 2026, a check that tells you which parts apply, and a paid kit with the register, the evidence and the dated plan.

Read from the real Act, not invented. Every answer points to the provision it came from, so you can check any line against the official text.

Start the free check Read the section index

Free reference and check. Kit USD 299 one off. Watch USD 29 a month. Not legal advice; does not certify.

A team working together at laptops in a bright office
Know the duty, the date and the evidence before the first customer asks. The record is the Act itself, read in full, so a product, legal or compliance lead can act without waiting for a first legal read.
What changes

Three duties, one start date.

05 sections

unfair trading practices

The general ban on conduct that manipulates a consumer or distorts the setting of a decision, and causes detriment.

Read the sections03 sections

drip pricing

Transaction based charges must be shown with the base price, in a legible, prominent and unambiguous way, close to the price.

Read the sections09 sections

subscription contracts

Disclosure before sign-up, information during the contract, and an exit route that is easy to find and use.

Read the sections03 sections

application and review

When the new rules start to apply, how existing contracts are treated, and the statutory review.

Read the sections02 sections

Enforcement, penalties and reach

The penalty settings, the enforcement provisions that now cover the new Part, and the constitutional reach.

Read the sections
Free check, no account

Does the Act apply to you, and from when?

Seven questions. The check returns the parts that apply, the date, the first actions and the evidence to keep. It runs in your browser and sends nothing anywhere.

Leave blank if you do not know. The check will say what is missing rather than guess.
Leave blank if you do not know. The check will say what is missing rather than guess.
Leave blank if you do not know. The check will say what is missing rather than guess.
Leave blank if you do not know. The check will say what is missing rather than guess.
Leave blank if you do not know. The check will say what is missing rather than guess.
Leave blank if you do not know. The check will say what is missing rather than guess.
Leave blank if you do not know. The check will say what is missing rather than guess.

The check applies the Act as drafted. It does not decide whether a particular design is manipulative, whether a charge is a payment surcharge or whether a contract is a standard form contract. Not legal advice; does not certify.

The paid kit

Turn the Act into a register your team can run.

The kit carries all 23 sections with the citation, the party bound, the requirement in our words, the evidence a regulator asks for, the actions and the dates. It also carries the evidence list on its own and a dated plan from now to the first review after the start date.

See the kit and the watch Open the specimen

What is inside
  • 23 section records, PDF, CSV and XLSX
  • 115 evidence artefacts, by section
  • 69 actions with an owner and a date
  • A dated plan to 1 July 2027 and the first review
  • Labelled specimen, free to read

One organisation, internal use and its advisers. Not for resale.

Questions

What buyers ask first

What does the Act change?
It inserts a general ban on unfair trading practices into the Australian Consumer Law (section 28B), adds a duty to display transaction based charges with a base price (section 48A), and inserts a subscription contracts regime (sections 48B to 48H). The whole Act commences on 1 July 2027.
When does it start?
1 July 2027. The commencement table in section 2 says the whole Act commences on that date. The Act was assented to on 6 July 2026, so there is a lead time of almost a year.
Who is caught by the unfair trading ban?
A person in trade or commerce who supplies, or offers to supply, goods or services to a consumer. The ban does not apply if the consumer is a body corporate, or if the sale happens in the course of the consumer carrying on a business. The supplier bears the evidential burden for those exclusions.
What is a transaction based charge?
A charge, or part of one, charged to the purchaser for the supply, not for the goods or services as such, and due at the same time as the price. Optional charges, payment surcharges, taxes and prescribed charges are excluded. The duty is to display four things about it with the base price.
Which subscriptions are covered?
A contract that meets one of four gateways in section 48B and is not excluded by section 48C. The subscription duties include disclosure at the offer, prescribed information while the contract runs, and an exit route that is easy to find and use. Sections 48E and 48F apply where the consumer or small business requirement is met.
What do I get for USD 299?
The obligation kit: all 23 sections in a register, the evidence list, the dated plan and a gap view, as PDF, CSV and XLSX. The specimen shows a labelled sample. The change watch is USD 29 a month and emails you when the record changes.
The record

The rules this is built from

Nothing here is invented. The site reads the official Act, section by section, and points to the provision behind each answer.

01

One Act, read in full

Competition and Consumer Amendment (Unfair Trading Practices) Act 2026, C2026A00064: Parts 1 to 4 of Schedule 1, the penalty items and the commencement table.

Read the official text
02

Five duty provisions held as controls

Sections 28B(1), 48A(2), 48D(2), 48E(1) and 48F(1), with the evidence a regulator asks for.

See the standards record
03

Eighteen more sections mapped

Scope, application, enforcement and machinery, so the duty is not read out of context.

Open the section index

The Act is Commonwealth legislation and is public. This site is an independent reference. It is not affiliated with, endorsed by or approved by the Commonwealth, the Parliament or the ACCC.